I decided to get my own BPI e-prepaid card for the holidays, and so far so good. Haven't used it in physical stores locally, but haven't had any problems online. My funds get deducted as soon as I make the purchase, so I can see how much I've spent right away. That's a big plus for my budgeting.
The only glitch I discovered was when I applied for Paypal. When they took 100 pesos off the card for verification, I could have sworn a few more pesos were deducted. The card statement said only 100 pesos was paid to Paypal, so I could have made a mistake with my calculations somewhere.
I also tried using it for services that don't usually allow a Philippine credit card, hoping that they'd accept it since it's ready money. No go
